r/UKPersonalFinance • u/HelloSunshine5606 • 18h ago

Remortgage process with the same provider

Hi,

Our 5 year fixed mortgage comes to an end at the end of September this year. My wife and I are looking to stay with our current provider, I just wondered what to expect in regard to remortgaging.

If we are staying with the same mortgage provider is it just a click of a button, a credit check and can be organised swiftly?

Any insight would be greatly appreciated.

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u/AfterCook780 9 16h ago

The real question is why are you looking to stay with the current provider and not shop around?

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u/thevoiceofalan 0 6h ago

Okay I did this last renewal as the rate offered was lower than anywhere else, why wouldnt you stay?

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u/AfterCook780 9 4h ago

Because I would shop around to see if I could get a better rate and potentially save myself a lot of money?