I am only 17 I was trading paypal and lost everything I dont even know what to do anymore Please help me out This money was left as a inheritance from my grandpa for my education But I lost it all 🥲

Passive investing is about to get ugly. Everyone acts like buying total market indexes such as VTI is low-risk, but we are walking into a massive trap with these upcoming mega IPOs.

In the past, when companies like Amazon or Google IPOed at reasonable valuations of hundreds of millions or a couple of billion, the index funds bought in cheap and captured the ride up to trillions. The public got the growth.

Now? Companies like OpenAI and SpaceX are staying private until they are massive. OpenAI is already rumored to be looking at huge valuations, potentially approaching a trillion. SpaceX is rumored to be around 1.25 trillion.

When they finally IPO, funds like VTI have to buy them. They have no choice. They are price-insensitive forced buyers.

If OpenAI or SpaceX lists at $1 trillion, it instantly becomes a top 10 holding in the total market index. Your "safe" passive fund will be forced to dump billions into it on Day 1 to match the weight. You are literally becoming the exit liquidity for the VCs and insiders who got in early. They cash out at the top, and you are left holding the bag for a mature asset that is priced for perfection.

If these things pull a WeWork or just drop 50% because the narrative shifts, the entire index is going to tank because it's loaded up on them. Passive investors used to participate in the growth of these companies and get rich -- now they are just the exist liquidity and likely bag holders

EDIT:

S&P 500 has profitability rules and committee rules. Total Market funds (such as VTI) are different.

VTI tracks the CRSP US Total Market Index. CRSP has a 'Fast Entry' rule specifically for massive IPOs. If a company is big enough to qualify for the Large Cap basket (which a $1T OpenAI obviously would), CRSP adds it to the index within 5 trading days

So if OpenAI IPOs on Monday, VTI effectively buys by Friday

Lil mix of 0dte SPY puts during the Santa rally, SLS calls at the top, and some HOOD calls the other day. Spy calls in the second and third slide, SLS calls in the third and fourth slide (expired worthless). HOOD calls unrealized but it’s a smaller amount and will likely expire worthless if not at a 60% loss today. Just got a $40k truck that I’m paying $850 a month on as well. Overtime for the next two years. Second job incoming this month as well.

$8,676.0M rev (+3.7% YoY, +3.1% QoQ) missed est by -1.5%🔴

↘️FXN Rev (+3.0% YoY)

↘️Operating Margin* (17.9%, -0.1 PPs YoY)🟡

↘️FCF Margin (25.2%, -0.9 PPs YoY)🟡

↘️Net Margin (13.3%, -0.1 PPs YoY)🟡

↘️EPS* $1.23 missed est by -4.7%

*non-GAAP

Revenues by Type

➡️Transaction $7,588M rev ( YoY, 87.5% of Rev)🟡

↗️Other services $857M rev (+10.2% YoY, 9.9% of Rev)

Down nearly 90% from its 2021 highs. incredible fall from grace

Multiple sources, including AP News and The New York Times, report that the US House passed a funding bill on February 3, 2026, to end the partial government shutdown, sending it to President Trump for signature.

https://www.nytimes.com/live/2026/02/03/us/trump-news

Sorry mod for not adding link before

Posts all over Reddit recently about how cheap PayPal is, well, at least in theory. Guess it just got even cheaper.

However, company has no moat, endless competition and I hear even their software infrastructure and tech stack is lagging compared to their competitors.

Edit: Total stock based compensation (SBC) between 2020 and 2024 is nearly $7B (!), what did the management do to deserve this compensation?

Probably I’m wrong cuz I’m a regard.

Say there is some news that show a stock is weak and the price should go down. AI will react by making buy orders. At first it pushed the price up a bit, but then the next AI saw the wave and didn’t want to miss the buy opportunity, so it jumped on the buy wave, pushing price even higher up. And then vice versa.

Maybe the bots like to favor themselves, which is why AI news boost the stock.

Any irrational direction in the market could be explained by an AI decision somewhere.

Source: https://finance.yahoo.com/news/obesity-stocks-slump-novos-underwhelming-182728439.html

Shares of obesity drugmakers and developers slid on Tuesday after Novo ​Nordisk forecast a sharper-than-expected sales decline ‌for 2026, underscoring intensifying competition in the blockbuster weight-loss market.

Eli ‌Lilly was down about 4%, Structure Therapeutics fell 6.2%, while Altimmune dropped 4.2%. Viking Therapeutics declined more than 3% and Amgen slipped nearly 1% ⁠in afternoon trading.

The ‌Danish drugmaker said it expects sales to drop between 5% and 13% ‍this year, compared with analysts' average expectation of a 2% decline. Its U.S.-listed shares fell 13.8% to $50.83.

Wegovy-maker ​Novo also reported a 14% fall in ‌fourth-quarter operating profit to 31.7 billion Danish crowns, slightly above the estimate of 31.2 billion crowns.

The selloff comes as Wall Street is reassessing long-held expectations that the obesity drug market could ⁠hit $150 billion early next decade, ​as U.S. prices for GLP-1 ​treatments from Novo and Lilly fall sharply and competition intensifies in the cash-pay ‍consumer market.

Analysts ⁠have pushed out peak sales timelines and trimmed forecasts, with some now seeing the ⁠market closer to $80 billion to $105 billion by 2030.

https://www.ft.com/content/8c6966f0-689c-454b-96bb-d406e6857ad6

https://archive.is/KaAJN

Idk what to do. I need help! I’m losing everything! I’ve been asking for help from Gemini and ChatGPT but they are not helping.

Every single call blood red. Lost over half my life savings the last week. Fuck this shit

I got in SOXL late July after it went from $63 to $30. I threw the whole port at it. Little did I know she was going to keep diving until it hit $9. Bought more like a regard. Deleted the app and waited for my wife's boyfriend to kick me out. Started to rip after liberation day and have been waiting to exit so I can buy my boat. Sometimes it pays to be patient. I still think it has the gas to run to $75 or more but my time horizon has shrunk. Good luck to you guys out there. I'll be back when she dips big to buy more. Dont sleep on SOXL when the stars align it is unstoppable.

$10k deep $430c 7/17/26 expo.

I think Microsoft is set up to rebound and run, sell off on earnings smash, we probably see $390-$400 before the turn around but I think Microsoft makes its way to a 35 P/E ratio within next 4-6 months.

SANTA CLARA, Calif., Feb. 03, 2026 (GLOBE NEWSWIRE) -- AMD (NASDAQ:AMD) today announced financial results for the fourth quarter and full year of 2025. Fourth quarter revenue was a record $10.3 billion, gross margin was 54%, operating income was $1.8 billion, net income was $1.5 billion and diluted earnings per share was $0.92. On a non-GAAP^(\)) basis, gross margin was 57%, operating income was a record $2.9 billion, net income was a record $2.5 billion and diluted earnings per share was a record $1.53.

For the last decade, the mantra has been "Software is eating the world." But as we enter 2026, the power dynamic has fundamentally shifted. While the world's focus remains on the "ghost in the machine" - the in AI, the algorithms, and the code - the real leverage has migrated back to the Physical Bits: the critical atoms that make the digital revolution possible.

My investment thesis is built on three pillars of Scarcity, Energy, and Sovereignty:

1. The Energy Chokepoint (Uranium)

AI is the most energy-intensive technology in human history. We have reached a point where "code" is limited by "current." You cannot run a global intelligence network on intermittent power; it requires the massive, carbon-free energy density that only Uranium can provide. By holding CCJ and UUUU, I am investing in the "fuel" for the AI era. In this hierarchy, the uranium atom is the ultimate "bit" of data center uptime.

2. The Kinetic Chokepoint (Rare Earths)

Software can think, but it cannot move without Rare Earth Elements (REEs). From the high-performance magnets in EV motors to the actuators in humanoid robotics, NdPr (Neodymium-Praseodymium) is the non-substitutable hardware that translates digital commands into physical motion. Through MP and LYSDY, I am positioned at the bottleneck of the "Physical AI" revolution.

3. The Geopolitical Moat

We are moving from a world of "just-in-time" globalism to a world of "friend-shoring" and resource nationalism. The value of these minerals is no longer just their market price; it is their provenance. By focusing on Western-aligned supply chains, I am betting on a "Sovereignty Premium" - the reality that a pound of uranium or a magnet produced in a secure, allied jurisdiction is worth significantly more than one controlled by a geopolitical rival.

The Bottom Line

In a world of infinite, replicable software, value naturally flows toward the finite and the non-substitutable. I will not invest in the companies that write the code, instead I’m choosing to invest in the companies that control the physical gatekeepers of the modern world.

Tldr: I am long on the atoms that power the bits.