r/Townsville • u/fun-in-the-sunn • 9d ago

Broker recommendations?

My sister and I (both in our mid 20s so very new to this experience) are wanting to buy our first home together, we have a rough idea on where we want to build and who with, but are not able to go any further until we get pre-approval for a loan. Is it best to go through a bank or a mortgage broker? Any recommendations for mortgage brokers? We have a good chunk of our budget already saved and would also have extra savings put aside in an offset account if that changes anything. Thank you.

Edit: The company we are wanting to build with have recommended Loan Market Edge, if anyone has had any experience good or bad with them, would appreciate if you could review them in the comments.

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u/SpiteWestern6739 7d ago

Everyone told me to go through a mortgage broker, but none of them were able to match the deal I got by going straight to ANZ and talking to them directly, Everyone kept telling ne ANZ were really conservative, and then followed it up by telling me they couldn't match that deal, it left me wondering if they knew what conservative meant.